Terms & Conditions

Last updated: January 2026

Welcome to More Value Digital Solutions Ltd. By accessing or using our website or mobile application, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of our services.

1. Introduction

These Terms govern your use of all services provided by More Value Digital Solutions Ltd, including airtime, data, bill payments, and other digital services.

2. Service Delivery

We aim to provide instant service delivery at all times. However, delivery may be delayed due to network downtime or service interruptions from telecommunication providers such as MTN, Airtel, Glo, or 9mobile.

3. Wallet Funding & Refund Policy

• All funds added to your wallet are non-refundable.
• Wallet balance can be used for any service available on the platform.
• Ensure you use only the official bank account details provided on the platform for automated funding.

4. User Responsibility

You are solely responsible for the accuracy of all information provided during transactions, including phone numbers, decoder numbers, and account details.

Transactions sent to incorrect details cannot be reversed or retrieved.

5. Account Security

You are responsible for keeping your login credentials, transaction PIN, and password confidential.

Any transaction carried out using your account is considered authorized by you, whether or not it was initiated personally.

6. Modification of Terms

We reserve the right to update or modify these Terms & Conditions at any time. Continued use of the platform after changes implies acceptance.